WICK FUNDED $400,000 Instant Challenge
One-time fee $2,899 · 50→70% (+10%/payout, cap 70%) split · no time limit · simulated
Is the $400,000 Instant right for you?
The $400,000 account suits traders who want to risk a $2,899 fee to prove a +7% payout unlock edge on a $400,000 simulated balance. Skip the challenge — start in a funded simulation immediately. The strictest rules in the lineup, for already-profitable traders. At this size, a 50–70% split on serious size can become a meaningful secondary income — but the dollar drawdown limits are also larger, so discipline matters more.
Rules at $400,000
| Rule | % | Dollar amount |
|---|---|---|
| Profit target | +7% payout unlock | $32,000 |
| Max daily loss | 4% | $16,000 |
| Max drawdown (fixed) | 5% | $20,000 |
| Challenge fee | — | $2,899 |
| Profit split | 50→70% (+10%/payout, cap 70%) | — |
| Min trading days | 10 | — |
A realistic pace
To hit $32,000 over roughly 20 trading days, you'd average about $1,600/day — a steady ~0.4%-of-target pace, not a hero trade. Your daily loss can never exceed $16,000, which keeps any single bad day survivable. On a $32,000 profit you'd keep $16,000 on your first payout (50% tier), rising +10% per payout up to $22,400 (70% cap).
FAQ
How much do I need to make to pass the $400,000 Instant challenge?
You need to reach the +7% payout unlock profit target — that's $32,000 on the $400,000 account — while never breaching the 4% daily loss ($16,000) or 5% fixed max drawdown ($20,000).
How much does the $400,000 Instant challenge cost?
The $400,000 Instant challenge fee is $2,899 (one-time, non-refundable). It is a service fee, not a deposit — the account is simulated.
What would I keep on a $32,000 profit?
Instant runs its own split ladder: your first payout is at 50% — $16,000 on $32,000 — and each paid payout raises your split by 10 points up to the 70% cap ($22,400 on the same profit). You can also withdraw partially: profit you leave on the account keeps the rate of the tier it was earned under. Payouts are simulated-performance based.
Is there a time limit on the $400,000 Instant challenge?
No. There is no time limit — complete it at your own pace as long as you respect the drawdown rules.